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Posted: Jan 20, 2016
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Author: Tom Davis
What is your credit union seeing as the key technology trends for 2016? Most credit unions will face many challenges and opportunities in the coming year thanks to the fast pace at which technology and innovation continue to transform the way we live, work, play, and bank. There are pros and cons with technology. Think about it, why are your members today both more connected and yet perhaps more disconnected than ever?
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Posted: Jan 19, 2016
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Author: Lou Grilli

The U.S. House Financial Services Committee recently passed the Data Security Act of 2015. The bill has some positive implications to credit unions and financial institutions, but does present some challenges for state privacy laws and small businesses. The act would establish consistent standards nationwide for data security requirements and data breach notification requirements.

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Posted: Jan 15, 2016
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Author: Barney Moore
I guess you could say there is no rest for the weary. Credit unions faced with EMV enablement and the implementation of card issuance strategies to meet the recent October 1, 2015 EMV card liability shift date now have another rapidly approaching EMV liability shift date to circle on the calendar.

 

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Posted: Jan 15, 2016
Categories: Debit Cards
Comments: 0
Author: Lou Grilli

PINless debit has been in use for many years. It allows certain merchant categories to bill debit cards for things like utility bills and internet charges, where entering a PIN created additional security concerns.  The use of PINless debit complies with the Durbin Amendment and cuts merchant interchange rates in half. 

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Posted: Jan 11, 2016
Comments: 0
Author: Tom Davis
2016 will be one of the most exciting years on record for credit unions when it comes to payments. Credit Union Magazine asked us to share some of our forward-thinking thoughts on the trends to watch and how credit unions will be impacted by the multitude of emerging payments technologies.
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