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Posted: May 11, 2016
Categories: Credit Cards, EMV, Fraud
Comments: 0
Author: Lou Grilli

Several changes have been put in place at the beginning of this year for the Account Data Compromise (ADC) program for MasterCard issuers seeking recovery in the case of breach. And one big new change is coming on June 1st of this year.

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Posted: May 4, 2016
Comments: 0
Author: Tom Davis

Apple Pay made headlines when it launched back in September 2014.  Many analysts celebrated, hailing the introduction as the advent of mobile payments. In reality, Starbucks was already successful with their mobile payments app, Uber was accepting payments in-app, and Disney had rabid fans paying for Mickey balloons and Mickey Ice Cream Bars using their Magic bands, years before Apple Pay launched.

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Posted: May 3, 2016
Comments: 0
Author: Lou Grilli
It was back in 1999 that many articles were written predicting that the United States would run out of phone numbers, driven by the then fresh surge of cell phones, fax machines, and virtual numbers.  The solution at the time was area code splits and overlays, but neither was very popular. And, it wasn’t that we were really running out of individual numbers.  After all, 10 digits yields some 10 billion unique combinations.
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Posted: May 2, 2016
Comments: 0
Author: Paul Castner

It was another very successful CSCU Solutions Conference in 2016.  The recently completed conference had record attendance and included very informative and entertaining keynotes, general session and breakout presentations by industry experts.  If you were unable to attend the conference this year, or even if you were able to attend, we wanted to share with you some of the key articles that have appeared in credit union industry publications. 

CU Today          

Mobile Payments Not Addressing ‘Pain Point’ - CSCU President Bob Hackney

What Could Be ‘Unbundling’ CU Services? - CSCU Sr. VP Finance & Technology Tom Davis

What Rising Rates Mean for Card Management - CSCU PCS Director, Barney Moore

Why Card Fees Are Not A ‘Four-Letter Word’ - CSCU Sr. Portfolio Consultant, Dean Knudtson

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Posted: Apr 27, 2016
Comments: 2
Author: Lou Grilli

A common counter argument to the move toward mobile payments is that credit cards are not broken, and that swiping or inserting a credit card works perfectly fine. And those people would be right. Credit cards are not going away anytime soon.  However, subtly and surely, the plastic cards we most closely associate with payments are disappearing. Heck, there is much written about that currency will be a thing of the past in the not so distant future.  Yes, we do carry less cash than we used to, but there still are times we need to have some “real” money in hand.

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