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Posted: May 3, 2016
Comments: 0
Author: Lou Grilli
It was back in 1999 that many articles were written predicting that the United States would run out of phone numbers, driven by the then fresh surge of cell phones, fax machines, and virtual numbers.  The solution at the time was area code splits and overlays, but neither was very popular. And, it wasn’t that we were really running out of individual numbers.  After all, 10 digits yields some 10 billion unique combinations.
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Posted: May 2, 2016
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Author: Paul Castner

It was another very successful CSCU Solutions Conference in 2016.  The recently completed conference had record attendance and included very informative and entertaining keynotes, general session and breakout presentations by industry experts.  If you were unable to attend the conference this year, or even if you were able to attend, we wanted to share with you some of the key articles that have appeared in credit union industry publications. 

CU Today          

Mobile Payments Not Addressing ‘Pain Point’ - CSCU President Bob Hackney

What Could Be ‘Unbundling’ CU Services? - CSCU Sr. VP Finance & Technology Tom Davis

What Rising Rates Mean for Card Management - CSCU PCS Director, Barney Moore

Why Card Fees Are Not A ‘Four-Letter Word’ - CSCU Sr. Portfolio Consultant, Dean Knudtson

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Posted: Apr 27, 2016
Comments: 2
Author: Lou Grilli

A common counter argument to the move toward mobile payments is that credit cards are not broken, and that swiping or inserting a credit card works perfectly fine. And those people would be right. Credit cards are not going away anytime soon.  However, subtly and surely, the plastic cards we most closely associate with payments are disappearing. Heck, there is much written about that currency will be a thing of the past in the not so distant future.  Yes, we do carry less cash than we used to, but there still are times we need to have some “real” money in hand.

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Posted: Apr 19, 2016
Comments: 0
Author: Paul Castner

Bon voyage! The CSCU Solutions Conference 2016 (SC16) sets sail at Disney’s Yacht & Beach Club in Orlando.  With more than 300 attendees, 30 breakout sessions, 3 keynote speakers, and the partners’ solutions showcase, SC16 is shaping up to be the biggest and best CSCU conference to date for credit unions. Importantly, SC16 is an industry leading educational event that will deliver timely and relevant thought leadership insights and information to help credit unions navigate through the many changes going on in the world of payments.

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Posted: Apr 15, 2016
Comments: 0
Author: Lou Grilli
Summary: Any issuer of credit must submit their current credit card (consumer) agreements to the Consumer Financial Protection Bureau (CFPB) via email to CardAgreements@consumerfinance.gov no later than May 2. This requirement was in effect in the past, and was suspended, but has now been reinstated. This is a quarterly submission and the next due dates are August 1 and October 31. The August 1 deadline applies to agreements offered to new customers on June 30, while the October 31 deadline applies to agreements offered to new customers on September 30.
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