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Posted: Feb 4, 2016
Comments: 0
Author: Lou Grilli
Financial institutions have always had their work cut out for them trying to make sure that when a member or cardholder reaches for a card to pay with, it’s their card; in other words, being top-of-wallet. But using mobile apps to pay adds a new twist. Now, the mobile phone user needs to actively choose which card to add to the mobile app and most apps allow more than one card.
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Posted: Feb 1, 2016
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Author: Lou Grilli

Part 1 of a 3-Part Series

Introduction

Many credit unions have asked us which is better, tokenization or encryption; or which is more secure EMV or NFC?  Focusing on these questions might not be the best approach. All of these technologies are different pieces of the puzzle intended to help fight fraud. Chip cards, tokenized mobile payments and fingerprint scans all play important roles in making data breaches less valuable to fraudsters, thereby reducing issuers’ costs when breaches occur. Since there is much ground to cover on this topic, we decided to divide the content into three parts.  First up, Tokenization.

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Posted: Jan 22, 2016
Categories: Mobile Wallets
Comments: 0
Author: Tom Davis
Walmart Pay has been added to the mix of mobile wallet options, and that's a positive for credit unions. For now.
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Posted: Jan 11, 2016
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Author: Tom Davis
2016 will be one of the most exciting years on record for credit unions when it comes to payments. Credit Union Magazine asked us to share some of our forward-thinking thoughts on the trends to watch and how credit unions will be impacted by the multitude of emerging payments technologies.
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